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Workers Compensation Wrong classification!

Joe Marconi
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MINI4U Enthusiast

MINI4U

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Boy I am steaming about our "so called" workman's comp in Washington. It is a government run monopoly. We have 2 Techs and a service writer and we paid $15,000 last year. We had a guy have rotator cuff surgery 2 years ago and one bogus claim 5 years ago and we are getting hammered. They treat us the same as NY if the service writer walks through the shop we have to pay the big premiums.

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HarrytheCarGeek Experienced

HarrytheCarGeek

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I did not know anything about how these insurance companies worked, they kept telling me about the law this, the law that. They always told me to talk to a lawyer, the lawyers charged me but I did not get answers that would satisfy my questions.

 

My mentor told me that I should learn about the law, and here, check this place out.

 

http://www.HowToWinInCourt.com?refercode=CH0002

 

I took the course with the purpose of what the law was about, and came away with a complete understanding of how the law is manipulated to benefit those that know how to use the law against those that do not know the law.

 

Very good course that may answer many questions on how the insurance companies do business.

Edited by HarrytheCarGeek
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HarrytheCarGeek Experienced

HarrytheCarGeek

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I wanted to add to the above comments how I had my service writer and bookkeeper reclassified as office personnel.

 

I wrote an affidavit of support stating the fact those individuals are not mechanics and do not work on vehicles.

 

I serve notice on my worker's comp provider of that fact and attached my affidavit of support.

 

Those workers were reclassified, and the premiums adjusted accordingly.

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tyrguy Collaborator

tyrguy

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Three years ago the BWC did an audit of my classifications and I was able to keep my two service advisors classified as office personel. Although they didn't give me reason, looking back on my audit exit notes I believe the following influenced their decision.

 

1] My service advisors share an enclosed office behind the counter where they both have their own desks.

 

2] My service advisors wear different unforms than my techs.

 

3] My techs are all ASE certified where my advisors are not.

 

4] My techs are not at all involved in selling the customer.

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