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By Joe Marconi
Below is a link to a news video. It's about a mechanic that failed to do a proper inspection, and is now faced with manslaughter charges.
Investigators said Jalbert inspected Donald and Elizabeth Ibey's 1992 Chevrolet Corsica in May 2014, but didn’t inspect the car well enough before passing it. Elizabeth, 83, died in a car crash two months later. Her death could have been prevented, investigators said.
I'm in the process of opening my shop, and initially had difficulty finding a company to accept credit cards. I searched online for hours, tediously comparing and contrasting products, services and fees. There are so many expenses that come along with opening a shop (licenses, advertising, equipment, etc). Needed to keep my overhead down and make things as seamless as possible.
My three criteria for choosing the right company for card processing:
No binding contract - Verizon suckered me into signing a 2 year contract last year, but try to avoid it all costs.
iPad POS System - There are tons of different back office software options for inventory control, but wanted something that would be compatible with my card processing to use at the point of sale. Fortunately, there's some good options for the iPad and apparently it will alert me when a part needs to be restocked. Also purchased a stand and cash register for the iPad. I haven't used it yet, but seems great!
Low credit card fees - The company I went with gave me 2.00% fixed rate for all cards including Amex, which is far lower than any other quote I received. And no contract. Make sure you do your homework before signing on the dotted line.
Pleas share your experience dealing with card processors?
We use our bank for credit card processing and they are not too bad. I tried a couple other places after falling for sales pitches over the years and it was a disaster so I have been reluctant to move away from the bank.
I know it "should" be less expensive to use a company outside of the bank. Got a flyer from The Automotive Payment Club promising:
Special APC pricing
No monthly PCI Fees
0 annual fee
No contract term
0 monthly junk fees
Free Credit card machine
Zero upfront/Start up cost
Anyone use these guys or have a company that they are happy with?