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VISA DEBIT VERSUS VISA CREDIT VERSUS MASTERCARD


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Up to a couple of months ago, we would ask each customer debit or credit.  If they ran a debit, they put i their pin and there wasn't a signature line.  If it  ran it as a credit, they didn't have to put their pin in and they would sign.  Why you ask if this such a big deal.  It means about 400.00 more a month.  A debit card no matter the amount of the sale, it was .25 if it was run as a credit it is a percentage such as 1.78% - 2.5%  I have been on the phone to Key Bank and to 1st Data, emails and etc.  Nobody knows anything about what could have happened except to say that is the way Visa wants it.   I have said do you suppose there will be a class action.  Just one more way to make money for our credit card charges.  According to the people in charge nobody else has this problem but me.  Funny thing Saturday I was at the plant store and I have a Visa Credit Card and it asked me debit or credit. 

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