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Startup business question


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Hello ...... I'm new to this forum so bear with me lol

I've been in the automotive industry my entire life, working in retail environments, small family owned shops and a few large new car dealers. My wife and I are trying to open our own place and are currently in the middle of financial projections. Part of that is estimating our fixed and variable costs. We are in NH and I've been getting rough estimates for liability insurance for the business from a number of different Insurance companies. These estimates are all over the map! Anywhere from $900 a year to almost $6000! My question for the forum is ....... does anyone have a realistic idea of what this coverage should cost?

Thanks

Dve

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