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Hail damage to vehicles in shop.


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We just had a really bad hail storm blow through the shop. To make a long story short every truck facing north (9 of them) got windows busted out, and extensive hail damage. We had what we could in the shop, but there was a lot of them outside. Should we be responsible for the damage done to the trucks? I'm not really sure how to handle this. I don't want a bunch of angry customers when we tell them to file it under there insurance. Just not real sure what to do right now. I will be getting in touch with my insurance guy tomorrow and see what he says.

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That's kind of the way I think of it. There was no neglect on our behalf. Nothing really we could have done about it. I'm still contacting my insurance this morning to make sure we don't have coverage for this type of thing, but I'm thinking the customers insurance is going to be responsible for their own vehicle.

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I had several cars in a hail storm many years ago. I ran into this very same problem. The results were that my insurance company would cover cars that were in the shop and or damaged by any means that we caused while the car was parked outside our building. NOT natural disasters. Their conclusion was that if the car would have been in a mall parking lot or any public parking area (Such as the outdoor parking area at the shop I had) anyone could park there even if they were not a customer at the time. So it becomes their risk and not yours. Their personal insurance had to cover any natural catastrophe or act of god. I had one guy bitch me out, but after talking to his insurance company the matter was taken care of by them. All ended well.

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So far my insurance company says they will take care of them. They are sending out an adjuster next week. So far I have contacted all the customers involved and all but 1 seems ok with it. The one guy is all upset, thought his truck was going to be in the shop getting worked on. Told him when we talked the week before that once it got dropped off at the shop it would probably be a few days before we could get to it. He had just dropped it off the day before. I'm sure after it's all said and done he will be ok with the situation.

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  • Have you checked out Joe's Latest Blog?

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      I recently spoke with a friend of mine who owns a large general repair shop in the Midwest. His father founded the business in 1975. He was telling me that although he’s busy, he’s also very frustrated. When I probed him more about his frustrations, he said that it’s hard to find qualified technicians. My friend employs four technicians and is looking to hire two more. I then asked him, “How long does a technician last working for you.” He looked puzzled and replied, “I never really thought about that, but I can tell that except for one tech, most technicians don’t last working for me longer than a few years.”
      Judging from personal experience as a shop owner and from what I know about the auto repair industry, I can tell you that other than a few exceptions, the turnover rate for technicians in our industry is too high. This makes me think, do we have a technician shortage or a retention problem? Have we done the best we can over the decades to provide great pay plans, benefits packages, great work environments, and the right culture to ensure that the techs we have stay with us?
      Finding and hiring qualified automotive technicians is not a new phenomenon. This problem has been around for as long as I can remember. While we do need to attract people to our industry and provide the necessary training and mentorship, we also need to focus on retention. Having a revolving door and needing to hire techs every few years or so costs your company money. Big money! And that revolving door may be a sign of an even bigger issue: poor leadership, and poor employee management skills.
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      Put yourselves in the shoes of your employees. Do you have a workplace that communicates, “We appreciate you and want you to stay!”
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